Federal income tax only

Your STR returns more than the spreadsheet shows.

STRVue computes what cash flow misses — the tax benefit, depreciation exposure, and after-tax equity IRR that together determine what your property actually returns.

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Private beta. Public launch Q3 2026.

THE PROBLEM

Cash flow is not return.

A short-term rental that looks cash-flow negative can produce a strong after-tax return once you account for the tax benefit, principal paydown, and appreciation.

Most investors never see that math. Most platforms don’t compute it.

STRVue does.

WORKED EXAMPLE · MATERIAL PARTICIPATION OWNER

The same property. Two very different pictures.

Property inputs

Purchase price: $450,000
Down payment: $90,000 (20%)
Gross revenue: $52,000 / yr
Operating costs: $28,000 / yr
Net cash flow: −$8,400 / yr
Federal tax rate: 32%

Cash flow view

−$8,400 / yr

What most tools show

STRVue view

Annual Tax Benefit: +$19,200
Principal Paydown: +$6,800
Appreciation (5% est): +$22,500
Net cash flow: −$8,400

True Owner Return

+$40,100 / yr equivalent

After-Tax Equity IRR: 11.2%

Federal income tax only. Inputs are illustrative. Verify all tax positions with a qualified CPA.

THE METRICS

Six metrics. The full picture.

STRVue computes six proprietary metrics that together answer what no spreadsheet answers cleanly: what does this property actually return, after tax?

Annual Tax Benefit

The federal tax reduction generated by STR owner classification
Recapture Liability Accrued

Your cumulative §1250 recapture exposure at any point in time
Depreciation Rate Arbitrage (DRA)

The permanent, sale-independent spread between your marginal rate and 25% recapture
Recapture Coverage Ratio

Whether appreciation and equity cover your accrued recapture liability
Recapture Coverage Point

The threshold at which recapture liability becomes fully covered
True Owner Return (After-Tax Equity IRR)

The comprehensive after-tax return incorporating all factors

See full metric definitions →

OWNER TYPES

Built for two owner types.

Material Participation

You materially participate in your STR. Under the STR exception to passive activity rules, losses offset your ordinary income and cut your federal tax bill directly.

REPS

You qualify as a Real Estate Professional under IRC §469(c)(7). Full passive loss offset. No income threshold.

Not sure which applies to you? That is a question for your CPA. STRVue does not determine owner classification.

SCOPE

Analytics. Not advice.

STRVue does not advise. STRVue does not file. STRVue does not give a recommendation.

Every output is a computation based on inputs you provide. Federal income tax only.

EARLY ACCESS

Get early access.

STRVue is in private beta. Public launch Q3 2026. Join the STRVue Journal for early access updates and STR tax analysis.