Federal income tax only

Your STR returns more than the spreadsheet shows.

STRVue computes what cash flow misses — the W-2 tax offset, depreciation exposure, and after-tax equity IRR that together determine what your property actually returns.

Private beta. Public launch Q3 2026.

THE PROBLEM

Cash flow is not return.

A short-term rental that looks cash-flow negative can produce a strong after-tax return once you account for the W-2 income offset, principal paydown, and appreciation.

Most investors never see that math. Most platforms don’t compute it.

STRVue does.

WORKED EXAMPLE · W-2 ACTIVE OWNER

The same property. Two very different pictures.

Property inputs

Purchase price
$450,000
Down payment
$90,000 (20%)
Gross revenue
$52,000 / yr
Operating costs
$28,000 / yr
Net cash flow
−$8,400 / yr
W-2 income
$180,000
Marginal rate
32%
Cash flow view
−$8,400 / yr
What most tools show
STRVue view
Annual Tax Benefit
+$19,200
Principal Paydown
+$6,800
Appreciation (5% est)
+$22,500
Net cash flow
−$8,400
True Owner Return
+$40,100 / yr equivalent
After-Tax Equity IRR: 11.2%

Federal income tax only. Inputs are illustrative. Verify all tax positions with a qualified CPA.

THE METRICS

Six metrics. The full picture.

STRVue computes six proprietary metrics that together answer what no spreadsheet answers cleanly: what does this property actually return, after tax?

  1. Annual Tax Benefit
    The federal tax reduction generated by STR owner classification
  2. Recapture Liability Accrued
    Your cumulative §1250 recapture exposure at any point in time
  3. Depreciation Rate Arbitrage (DRA)
    The permanent, sale-independent spread between your marginal rate and 25% recapture
  4. Recapture Coverage Ratio
    Whether appreciation and equity cover your accrued recapture liability
  5. Recapture Coverage Point
    The threshold at which recapture liability becomes fully covered
  6. True Owner Return (After-Tax Equity IRR)
    The comprehensive after-tax return incorporating all factors
See full metric definitions
OWNER TYPES

Built for two owner types.

W-2 Active

You earn W-2 income and materially participate in your STR. Losses offset your W-2 income directly under the STR exception to passive activity rules.

REPS

You qualify as a Real Estate Professional under IRC §469(c)(7). Full passive loss offset. No income threshold.

Not sure which applies to you? That is a question for your CPA. STRVue does not determine owner classification.

SCOPE

Analytics. Not advice.

STRVue does not advise. STRVue does not file. STRVue does not give a recommendation.

Every output is a computation based on inputs you provide. Federal income tax only.

EARLY ACCESS

Get early access.

STRVue is in private beta. Public launch Q3 2026. Join the STRVue Journal for early access updates and STR tax analysis.